Its Snowing!

It's been snowing here for over four hours now. As soon as the kids got up today, they donned coats and gloves and went outside.

This is the snowman Keith built. His hat is made of legos. I have to give it to him for the creativity. The photo is blurry because the snow was confusing the camera on my phone. He built the frozen creature several hours ago. Most of him comes from snow left from Christmas day. There wasn't much snow left when he was out there, but he still managed to build it just the same.

Santa's visit with mom

There are times when I get extremely pre-occupied with other stuff, I forget to blog. This story is just too cute to not tell.

Christmas is my favorite holiday. Not because I get gifts. I'm all over giving gifts. The Salvation army gets more spare change out of me than I spend in an entire year. Giving Tree programs always get stuff from us when we have the cash to spend it. Christmas is my favorite holiday because He gave us his Son to bring Peace to Earth. Gift giving to each other is supposed to remind us of the importance of the gift He gave us. The commercialism of Christmas has always bugged me. I've never been the type of person who has ever asked for anything for Christmas. This should never be a time to beg for stuff from other people that you're not willing to buy yourself. This belief has officially made me the hardest person in my family to shop for.

So, Friday before Christmas, our friend Sonja took our kids out shopping for me. Bigfoot decided he needed to find out what I wanted for Christmas. He came up with the idea that he should pretend to be Santa so that he could find out what it is I wanted. His dad told him it wouldn't work, but Keith was persistent in his mission. It went something like this:

Bigfoot walks into the house from pouring candles outside. Meets mom and says, "Hi, mom."

"Hi, kiddo."

"You need to sit on my lap, so I can play Santa, and find out what you want for Christmas."

"And why do you need to find out what I want for Christmas?"

"Because I'm going out with Miss Sonja, and I need to know what you want fro Christmas."

"OK, go sit on the sofa. Do I have to sit on your lap?"

"Yes, you do. I'll just be a skinny Santa." He proceeds to sit on the sofa, and I sit on his lap. "Okay, now what would you like for Christmas?"

"Well, you know what I like, and where I like to shop. So, if you know those things, you'll be able to figure out what I would like for Christmas."

"That's not telling me what you want for Christmas. Now, what do you want? I know you like knitting, and fabric, and yarn, and Monopoly, so what do you want?"

"Well, there isn't really anything I absolutely want for Christmas. I don't like to beg other people for stuff for Christmas. Even when I was a kid, I never asked for anything like everybody else. Some kids had to have all kids of junk like Transformers, and GI Joe, or Barbie, and My Little Pony. Now, kids ask for iPods and cell phones and Wii's. And, they get all spoiled and fussy if they don't get the stuff they want.

I never did stuff like that. I only told Santa I wanted stuff like Barbie just to make the guy in the suit happy. He could have given the Barbie to Toys for Tots for all I care. I never really wanted stuff for Christmas. There was one year I only wanted a bike. Other kids looked at me strange because that was all I asked for. Christmas morning, there was a bike for me. It wasn't a new bike. It had come from an auction house; but it had two wheels, a seat, a chain, and handle bars. It worked; it fit; and I could ride it. That was more important than anything else. I didn't care if it was blue, had no stickers for Strawberry Shortcake or Barbie. Everybody else thought it was dumb. Oh well. Santa knew what I like and that's what counted the most."

"Mom, could you get up. Santa got really skinny for right now, but his legs are starting to hurt."

His dad came in the house and asked Bigfoot if his idea worked. "No, it didn't." I thought the effort he made to find out what I wanted was creative and thoughtful. I'll give him credit for that. Christmas morning, I opened two packages with Christmas ornaments from Macy's. One is a Santa, and one is a candy cane with my name on it. He definitely knows what I like.

I'm dreaming of a White Christmas

For the first time in seventeen years, Western Washington saw snow on Christmas Day. The faint white stuff on the ground is the snow as it was falling. This is a real rarity for those of us living in Puget Sound. We live in the convergence zone of the Cascade Mountains. This is why Seattle gets so much rain. But snow? WOW! Let's go play! Gift opening takes much longer when ten people are paying more attention to the white stuff coming down. Snow is such an uncommon occurrence here that when it does snow, that's pretty much the only thing you notice.

As soon as the gifts were finished, children were outside. Snowflakes were caught on tongues. General running around in the snow was done. Snowballs were made and thrown. You'd be surprised how many snowballs you can make out of a snow dusting.

By the time the snow stopped, and the rain started up, we had about one inch on the ground. Most of it is gone now, due to the wonderful presence of last night's rain. Maybe we'll have more, maybe we won't.

The complentating of a to-do list by a mom on Christmas Eve

As I'm sitting in front of my computer, wondering if I should blog or not, it has occurred to me I put the comma in the wrong place on my blog title. I wrote: What me, BUSY? NEVER! It should have been: What, me BUSY? NEVER! I'll get around to changing that soon. It's not too high of a priority.

I have enough to do today that takes precedence over changing the title of my blog. Today is Christmas Eve. I have cookies to bake, gifts to wrap, cobblers to make, dishes to run, laundry to wash (so the kids can put it away), a husband to keep track of, kids to assign jobs to, a toddler to babysit, relatives to visit, church to attend (bring on the coffee), a church altar to clear, Santa to play, and I think there may be sleep in there somewhere.

I almost considered not even posting today. Prioritization of everything is a must. I wouldn't survive doing everything I do if I weren't setting priorities each day. I can't live without a daily to-do list.

Merry Christmas to all.! If you don't celebrate Christmas, Have a Happy Holiday! If you don't celebrate anything, Have fun (and go sort your laundry).

For Bloggers, and those exploring Blogging

One of the things I like about having my blog page here is the freedom to connect with other blogging communities. Blogoria is an opportunity to connect with other bloggers in my area of writing, meet potential advertisers, and promote my personal site.

You know your kids are wierd when...

You are sitting at the Kitsap County Shrine Club dinner listening to a Christmas Caroler Band and all you can think of is the twisted version of Jingle Bells.

All I could hear in my head was: "Jingle Bells, Batman smells, Robin laid an egg. The Batmobile broke a wheel, and the Joker got away."

I can't think of the real words for the life of me. This is so wrong. They say insanity is hereditary; you get it from your kids.

I'm trying to think positive, I really am.

Just because most of Western Washington was flooded two weeks ago, doesn't mean my life to has to become a flood as well. The last few weeks have been a very difficult time for our family. We have finally received the closing checks from the mortgage loan we applied for over two months ago. We found a mortgage company through Lending Tree that was willing to service our delicate housing situation. That loan was supposed to close prior to Halloween. As underwriters like to take their time, and drag their feet, we were finally signing papers December 11th. The final checks were cut yesterday at the title office. I had to drive the necessary twenty minutes into Silverdale to pick them up. This was not a drive I was looking forward to since this is the Christmas season.

Silverdale, for those of you outside of Kitsap County, is three square miles of unincorporated SHOPPING MALL. The bulk of Silverdale is commercial development resulting from a certain City of Bremerton that twenty years ago decided to write some very lousy tax codes for businesses. Anything commercial at that time decided to move out of city limits. Henceforth, we have the sprawling developments of East Bremerton and Silverdale. Sprawling development of Kitsap County has caused continued spreading of suburbia as well as an overgrown, under maintained, wacko highway system. Did I mention the public transportation system isn't exactly convenient here? You can't get from Port Orchard to Silverdale by bus in less than three hours. You can't even get from Bremerton to Silverdale in less than two hours. Driving is much easier and faster. from our house in Gorst to Silverdale, we normally only have to account for twenty minutes. In December, however, we have to give the drive almost an hour.

Picking up these checks should have been exciting. This should have been a moment to sing praises over. Instead, I'm ready to wish everything real estate involved out of my life. This last straw came with the title company changing the previous mortgage payoff by $2000. I called my loan officer at Castle Point to ask about this, and she couldn't believe what she heard. Not once did the title office call her office to verify numbers. Title called the financier of my old loan and changed the changed the numbers without telling my mortgage company. This is highly illegal. Castle Point now has to send me new HUD documents because I told them about the change made by the title office.

Prior to this, I was ripped by the appraiser who did the evaluation on our house. Not one of the properties used in his comparison ratings even comes close to the specs of my property. I didn't even know what was in the appraisal until my loan officer sent me a copy of his work the day we closed. Our appraisal was nowhere in the closing papers. I would have never seen what he said or did if she'd not sent me the appraisal. I can't stand King County appraisers. I've never known one to get anything right in Kitsap County.

In addition to lowering the value of my property, he decided in his paperwork, to make mistakes about the market statistics. First, he said the house was not recently on the market. Later, he said the house had been on the market, but had been taken off. This is a big problem for mortgage companies. You aren't supposed to qualify for a loan when a house is on the market. Recent removal from the market changes the qualification ability for a loan.

Since the processing department at Castle Point caught this error, our loan had to be approved by the investor. This became a fun situation. They decided to ask for copies of payments for the last twelve months. Castle Point had a problem with this. We are Fannie Mae approved. Asking for anything more the day before closing was unacceptable to them. I've never heard of one underwriter chewing the butt of another.

Between everything we have been through with this, I'm ready to remove lenders, appraisers, title officers, and real estate anything from my life. Trying to find the goodness in this is not happening right now. I know there is a difference between God's time and our time here on Earth. Why this is happening in our time, I don't understand. This whole situation makes me angry. I'm really trying to stay positive. I'm runnin gout of time here at the library. I have other stuff going on tonight, so going home to post a blog was not happening.